Finance Minister Places Rp200 Trillion in State Banks, Credit

Finance Minister Purbaya Yudhi Sadewa placed state funds worth Rp200 trillion in five state-owned banks. Yet, bank credit growth in September 2025 was only 7.7% year‑on‑year, barely different from August.

Bank Indonesia says credit demand remains weak as businesses adopt a “wait and see” stance, rely on internal financing, and face relatively high loan rates. Undisbursed loans reached Rp2,374.8 trillion, representing 22.54% of the available credit ceiling. Meanwhile, third‑party deposits (DPK) grew 11.18% YoY thanks to the state fund placement.

BI plans to issue a new macro‑prudential liquidity incentive rule in December 2025 to accelerate loan‑rate cuts and boost the use of undisbursed loans. Read the full source at news.ddtc.co.id (https://news.ddtc.co.id/berita/nasional/1814657/purbaya-taruh-duit-rp200-t-di-bank-pertumbuhan-kredit-belum-menguat).