Indonesia’s Financial System Stability Remains Firm in Q3 2025

Finance Minister Purbaya Yudhi Sadewa told reporters in Jakarta on Tuesday 4 November 2025 that Indonesia’s financial system remained stable in the third quarter of 2025. The assessment covered liquidity conditions, credit market health, and external risk exposure.

The Committee for Financial System Stability (KSSK) continues to monitor global risks and adjust monetary and cash‑management policies accordingly. Retail sales grew 5.8 % year‑on‑year in September, the Manufacturing Purchasing Managers’ Index (PMI) returned to expansion at 50.4, and the trade balance posted a surplus of US $14 billion, all reinforcing economic fundamentals. Government cash placement of IDR 200 trillion boosted primary money (M0) by 13.2 % and broad money (M2) by 8.0 % year‑on‑year.

This stability underpins the 2025 growth target and gives certainty to businesses and taxpayers. Adequate liquidity and a strong trade surplus enhance export competitiveness, while the government’s investment acceleration programs aim to sustain the momentum.